Financial Cents

Text message scams (also known as smishing) and phone call scams (also known as phishing) are on the rise, and scammers are getting more convincing.

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In this week’s scam, you receive a text message that appears to be from the Department of Motor Vehicles (DMV). The text states that you must pay a traffic fine by a certain date. If you don’t pay on time, your vehicle registration will be suspended, and you’ll lose your driving privileges.
 

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We’re excited to share wonderful news with you, our Landings Credit Union family. After a thoughtful search process, the Board of Directors has named Cecilia Ashe as the new President and CEO of Landings Credit Union.

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As students and parents gear up for another school year, it’s not just about notebooks and dorm supplies—it’s also a time when scammers ramp up their efforts.

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Every year, the bad guys take advantage of innocent taxpayers, like you, who are patiently waiting on their tax return. Last year, the IRS noticed a significant increase in phishing attempts to steal money or tax data, therefore you must be on high alert.

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Have you ever had someone do something kind for you, like holding the door for you when your hands were full, or sending a message just when you needed it? “Paying it forward” is all about doing something kind for someone else — not as payback for a favor, but as a way to keep the kindness going.

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In this week's scam, cybercriminals are using Google Workspace's Gemini AI tool to try to trick you in an unusual way. You receive an email that appears ordinary, and it doesn’t have any suspicious links or attachments. But if you ask Gemini to summarize it, the results seem alarming. 

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Looking for a long-term savings option? If you're seeking a safe, steady way to grow your savings, a Share Certificate from Landings Credit Union could be the perfect fit. With competitive rates and flexible term options, you can earn more than a traditional savings account—without the risks of the stock market.

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Creating strong passwords is your first line of defense against cyber threats. Weak or reused passwords can lead to stolen identities, lost money, and damaged reputations.

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